MCP server
xupersplit speaks Model Context Protocol. Point your AI assistant at one URL and it can set up a split, add what everyone paid, and tell you who owes whom — then hand you a link to share with the group. No account, no API key, nothing to install.
Endpoint
https://split.xuper.fun/api/mcpStreamable HTTP, stateless, unauthenticated. There is no rate-limit key to request and no dashboard to sign up for.
Claude
On the web or in the desktop app, open Customize → Connectors, click + → Add custom connector, and paste the endpoint. Leave the OAuth fields empty — there’s nothing to authenticate against.
https://split.xuper.fun/api/mcpWorks on every plan, though the free plan allows a single custom connector. Claude connects from Anthropic’s cloud rather than your device, which is fine here: this endpoint is on the public internet with nothing to allowlist. See Anthropic’s guide if the menu has moved.
ChatGPT
Turn on developer mode first — it lives in settings under the apps/connectors advanced options, and until it’s on there’s no way to add a custom connector at all. Then add a connector and paste the endpoint. When it asks how to authenticate, choose no authentication.
https://split.xuper.fun/api/mcpOpenAI has moved these settings around more than once, so follow their own instructions for the current menu path and which plans include it.
Perplexity, Grok and the rest
Both have been connected to this endpoint and both work. They take a custom MCP server the same way: find connectors in settings, paste the endpoint, and choose no authentication when asked. Nothing here is specific to one assistant — any client that speaks Streamable HTTP gets the same eleven tools.
https://split.xuper.fun/api/mcpClaude Code and other clients
From a terminal:
claude mcp add --transport http xupersplit https://split.xuper.fun/api/mcpAny client that reads an MCP config file:
{
"mcpServers": {
"xupersplit": { "url": "https://split.xuper.fun/api/mcp" }
}
}Older clients that only speak stdio can bridge with mcp-remote:
{
"mcpServers": {
"xupersplit": {
"command": "npx",
"args": ["-y", "mcp-remote", "https://split.xuper.fun/api/mcp"]
}
}
}Tools
Refer to people by name — the tools resolve names to participants, and amounts are plain decimals in the split’s currency.
create_split- Start a split and get its secret link back
get_split- Participants, expenses, balances and who should pay whom
add_expense- Record what someone paid — equally, by weight or exact amounts
record_payment- Log a payback between two people
update_entry- Change an existing expense or payment
delete_entry- Remove an expense or payment
add_participant- Add someone to an existing split
rename_participant- Change a participant’s name
remove_participant- Remove someone who isn’t on any expense
set_payment_methods- Swish, IBAN, Revolut, Lightning, USDC and the rest
update_split- Rename the split or set its currency
Receipts and shared items
A split is made of expenses, not receipt lines — so a bill where people shared some things and not others is several expenses, one per group of items the same people shared. Your assistant reads the receipt and does that division; hand it a photo and say who had what.
add_expense wine 480, split_between: [Alice, Bob, Chen]
add_expense Alice's main 245, split_between: [Alice]
add_expense taxi 300, shares: [{Alice, weight: 2}, {Bob, weight: 1}]split_between divides equally between the people you name. shares takes either a weight each — 2 for a couple — or an exact amount each, which has to add up to the total. It won’t accept a set of amounts that doesn’t, so an agent can’t quietly lose a krona, and cents that don’t divide evenly are settled by largest remainder rather than dropped.
The link is the key
A split lives at an unguessable URL, and holding that URL is what grants access — for people and agents alike. Share it with the group and nobody else. Splits created over MCP are the simple, accountless kind; a secure split (made by a signed-in user, with identity-bound participants) can’t be created or edited here, because this server deliberately has no sign-in. See the privacy policy for what’s stored and for how long, and the terms for what an agent connected here is and isn’t responsible for.
Self-hosting
The endpoint ships with the app, so a self-hosted xupersplit gets its own MCP server at /api/mcp. The source is on GitHub under the MIT licence.
For what to actually say once it’s connected — and the same thing done by hand — see the help page. Prefer clicking? Create a split in the browser.